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403(b)/457 EDC Information

As a public school employee, you are entitled to save for retirement in a tax advantaged account called a 403(b). Similar to a 401(k) for private sector workers, it allows you to take money out of your paycheck and save systematically for retirement. The 403(b) and 457 EDC plans are a great way to supplement your pension and social security.


Facts about a 403(b) plan:

* No minimums - save as much or as little as you'd like, up to the maximum of $19,500  (for 2020)

   (Over the age of 50, limit jumps to $26,000)

* Payroll deducted - Once you set up you can change your contribution amount anytime.

* Pre-tax or Roth contributions  - depending on your employers plan provisions

* Supplement your pension and social security

Open enrollment - You can start ANYTIME.


Call me to discuss in more detail

Anthony Girgis  732-773-7201


Equitable Advisors is the brand name of AXA Advisors, LLC (Member FINRA, SIPC)

The Retirement Planning Specialist title is awarded by Equitable Advisors, based upon the Financial Professional's (FP) receipt of a Certificate in Retirement Planning from the Wharton School, University of Pennsylvania. In a collaboration between the Wharton School and Equitable Advisors' affiliated life insurance carrier, coursework for the certificate was developed exclusively for Equitable Advisors FPs, and the title may be used only by FPs who have completed the required coursework and maintain the title through ongoing continuing education requirements. To verify that an FP has earned and holds the title in good standing, contact us at atretirement@equitable.com. Complaints about an Equitable Advisors FP should be directed to customer.relations@equitable.com. Equitable Advisors is the brand name of AXA Advisors, LLC.

Securities offered through AXA Advisors, LLC (212-314-4600), member FINRA/SIPC. Investment advisory products and services offered through AXA Advisors, LLC, an investment advisor registered with the SEC. Annuity and insurance products offered through AXA Network, LLC and its insurance agency subsidiaries. AXA Network, LLC does business in California as AXA Network Insurance Agency of California, LLC and, in Utah, AXA Network Insurance Agency of Utah, LLC. AXA Advisors and its affiliates do not provide tax or legal advice. Individuals may transact business and/or respond to inquiries only in state(s) in which they are properly registered and/or licensed. The information in this web site is not investment or securities advice and does not constitute an offer.

Equitable Holdings, Inc. is a publicly traded corporation, and its subsidiaries are currently using trademarks including the "AXA" name, AXA logo and associated trademarks of AXA SA under license.

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